PROGRAMS / MORTGAGE FORECLOSURE DEFAULT COUNSELING
WRO intervenes on behalf of homeowners in danger of mortgage foreclosure and may help financially with one month’s mortgage arrears.
MORTGAGE DEFAULT INTAKE PACKET
Click here for the Mortgage Default Intake Packet (pdf)
PLEASE NOTE: All packets are to be submitted to Veronica Raphael, Intake Coordinator. See contact information below.
"RECOMMENDED" MORTGAGE DEFAULT ORIENTATION SESSIONS
Attend our Mortgage Default Orientation Sessions to learn about the process and have an opportunity for Q&A with a counselor!!
Orientation sessions are held only on Wednesday of each week in our White Plains office
at 470 Mamaroneck Ave 4th floor.
Hours:
10am or 6pm
Please bring copies of all original documents.
Please RSVP to Ashleigh Pettus 914-428-4507 x335 or E-mail: apettus@wroinc.org
Incase of emergency please contact: Veronica Raphael, Director of Foreclosure Prevention
at 914-428-4507 Ext. 334 or E-mail: vraphael@wroinc.org
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PLEASE NOTE: If you are currently unemployed and delinquent on your mortgage, or current, but struggling to make your mortgage payments, we are NOT able to accept your application at this time. Please be advised that the lenders/servicers are not offering workouts. Please contact our office when and should your financial situation changes, then we can review your case and try to assist you in obtaining a satisfactory.
**We will attempt to help any homeowner or condo owner in Westchester negotiate with your bank. However, if you are in bankruptcy we ask that you please contact us before you complete the attached documents.
We HIGHLY RECOMMEND that all interested applicants that are identified, as the mortgagor, attend a “Mortgage Default Orientation Session”. This session will provide an overview of the process and help you to understand the potential options and type of assistance we provide as well as what the mortgage industry is saying during this time of crisis. Upon receiving services, we do REQUIRE that over the next 12 months, you attend SEVERAL financial literacy workshops. These workshops are offered IN THE EVENING, monthly and are facilitated out of our Yonkers office. Please visit our website for these dates or ask your counselor.
Click here to access the calendar for available sessions.
