Home Buying Educational Workshops
HUD-Approved Home Buying Educational Program
A $100 nonrefundable enrollment fee is required (per household) to attend one of our in-person or on-line Home Buying Educational Programs. We also have Home Buying Manuals available for purchase for $20. Participants are required to attend a Home Buying Orientation Workshop prior to enrollment, and to complete the one-on-one counseling after completing the Educational Program. Existing clients in need of an updated certificate? Please contact your counselor to RSVP for our upcoming cycle.
*New to WRO? Interested in enrolling? Click here to register for one of our orientations.
Below is a list of topics that are covered as part of our HUD-approved Home Buying Education Program. The in-person program is typically offered three to four times a year as an eight-hour Saturday session. Our next cycle will be offered: to be determined. The on-line program is available at any time and can be accessed by clicking HERE.
| TOPIC | COVERS | PRESENTER |
|---|---|---|
| Credit & Budgeting | Tools to help you evaluate your spending habits and teach you how to overcome credit obstacles so that you can obtain & maintain "mortgage ready finances" | Homeownership Counselor |
| Obtaining A Mortgage | Understand the "C's of Credit" and what role it plays in getting you approved for a mortgage. Also, get an explanation of loan documents. | Loan Officer |
| The Role of the Real Estate Agent | Find out when it's time to hire a real estate agent, what they're obligated to do for you and develop a realistic wants vs. needs list! | Real Estate Agent |
| Next Steps | An explanation of the grants available and the application process. | Homeownership Counselor |
| Getting To The Closing | Have you ever wondered if it's really necessary to hire an attorney? Find out why we recommend that you do! | Attorney |
| The Home Inspection | Do you know the difference between a home inspection and an appraisal? Do you need to hire a home inspector when you are purchasing a co-op? This presentation will address both questions. | Home Inspector |
| Homeowners Insurance | Get a clear understanding of when you need to get homeowners insurance, how to review your policy and how and when to file a claim. | Insurance Agent |
The attorneys, inspectors, real estate agents, appraisers and loan officers volunteer their time. WRO is not endorsing their services.
For more information and eligibility please contact
Cecilia Alcantara: (914) 428-4507 Ext. 338
or
Cindy Gago: (914) 428-4507 Ext. 311
cgago@wroinc.org
