First-Time Home Buying
WRO’s home ownership counseling can prepare you to buy a home.
WRO is a HUD-approved housing counseling agency offering education to potential home buyers. WRO’s First-Time Home Buying Program is designed to assist potential buyers in reviewing their household’s overall financial situation and preparing for homeownership.
Watch our video that explains how WRO can help you achieve your dream of becoming a 1st time home buyer.
Este video le explicará como WRO le puede ayudar a alcanzar su sueno de ser propietario de una vivienda
WRO’s First-Time Home Buyers Program at a Glance
Home Buying Orientation Workshop
(120-minute session)
This two-hour workshop is the first step in the process. It includes an overview of the home buying process and information about how income, savings, and debt affect your ability to purchase a home. We will discuss housing options, including 1 to 4 family houses, condos, and co-ops. We also talk about grants, closing cost assistance, and various mortgage products available to first-time home buyers.
For dates of upcoming orientation workshops click here. For a link to the registration form, click here. You must complete the registration form before you may attend.
Home Buying Educational Program
(Choose either an online program, or an in-person eight-hour session on a Saturday)
Learn what happens during the home buying process, from finding a home through closing. Hear professionals speak about their services, and find out how to best work with real estate agents, attorneys, home inspectors, and lenders. Certificates of completion are provided. You must enroll and pay for course materials in advance to attend a workshop.
For more information on topics covered and the on-line program click here.
One-on-One Home Ownership Counseling
(45 to 60-minute session)
After you have completed the educational program, either in person or online, you must schedule your one-on-one sessions with a WRO housing counselor. In a one-on-one meeting, a WRO housing counselor will look at your personal finances, including income, savings, and debts. You will have a chance to ask questions on such topics as housing types, reputable real estate professionals, and your eligibility for grant assistance for a home purchase. A review of your credit report and basic budget counseling are also provided to assist you with creating a comprehensive plan to get on the right track to home ownership.
Please note that you must attend a Home Buying Orientation Workshop and complete the Home Buying Education Program before meeting individually with a housing counselor.
For dates of upcoming orientation workshops and the registration form, click here. You must complete the registration form before you may attend.
WRO has adopted the National Industry Standards for Home Ownership Education and Counseling.
(Click here to learn more.)
For more information and eligibility, please contact
Cecilia Alcantara: 914-428-4507, Ext. 338, calcantara@wroinc.org
or
Cindy Gago: 914-428-4507, Ext. 311, cgago@wroinc.org
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