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WRO promotes equal, affordable & accessible housing
opportunities for all residents in our region.

Click here to complete our housing intake form,
and then return it to us by email at info@wroinc.org

Home Buying Grants

Down Payment and Closing Cost Assistance Programs

Learn more details about these programs by attending a “Homebuying Orientation Workshop.”
For New York Residents:
Homebuyer Dream ProgramThe HDP will grant up to $9,500 towards down-payment and closing costs assistance to eligible first-time homebuyers purchasing a home through one of their approved community-based, member-lenders. Click here for more information.
Homeownership Voucher Choice ProgramQualify for continued HAP assistance toward your mortgage payments when purchasing your first home for the duration of 15 years. (Must currently have a Section 8 voucher)
SONYMA's Down Payment Assistance Loan ProgramQualify for a SONYMA loan? If yes, then you also qualify for the downpayment program. Receive 3% of the purchase price or $15,000, whichever is greater.
Smart Move LoanDown payment loan assistance up to 20% of the purchase price. Fixed rate of 3% for 20 years. 1% down of own funds required. First mortgage must be with a participating bank.
Learn about these programs by attending a Homebuying Orientation Workshop or a Financial Literacy Seminar.
For a current schedule, click here.