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WRO promotes equal, affordable & accessible housing
opportunities for all residents in our region.
Click to call for assistance: 914-428-4507

Mortgage Default Prevention Counseling

Mortgage Default Prevention Counseling

WRO is a not-for-profit HUD-approved housing counseling agency that has been providing free mortgage default prevention counseling for more than 20 years.
Are you facing mortgage or property tax foreclosure? Fearful of losing your home? Don’t know where to turn? Westchester Residential Opportunities, Inc. can help.
Mortgage foreclosure counseling and assistance is available in English, Spanish and French.
Call Westchester Residential Opportunities, Inc. (WRO) at 914-428-4507, or send a confidential email to info@wroinc.org.
Para servicios en Español por favor llamar al 914-428-4507 ext. 338 o ext. 311
Pour aidé en Français, appeler à 914-428-4507 ext. 338


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In order for us to work with you, you must bring a completed Intake Application, along with copies of your financial documents to an orientation session. These sessions provide an overview of our counseling program and introduce homeowners to potential options. You will have an opportunity to talk with a counselor and hear what the mortgage industry is saying during this time of crisis.
Dates: Every Wednesday (except holidays)
Times: 10:00 am or 6:00 p.m.
Location: Westchester Residential Opportunities, Inc.
470 Mamaroneck Ave
Suite 410
White Plains NY 10605
Register (you must register to attend): By phone: 914-428-4507 ext. 312; email: seniorhousing@wroinc.org
Please bring COPIES of all original documents with your completed intake application to the orientation.
Questions? Call us at 914-428-4507 ext. 312 or the Department’s hotline at 877-WRO-4YOU.


New York State Mortgage Assistance Program

At risk of foreclosure? We may be able to help.
If you’re at risk of losing your home because you’ve missed payments and have exhausted all other sources of help, the New York State Mortgage Assistance Program may be an option for you. You may qualify for up to $80,000 to reinstate your mortgage, payoff a mortgage, pay property tax arrears, or reinstate your Reverse Mortgage to stop the Foreclosure.
Call 855 NYS-MAP3 or go to nysmap.org. A Housing Counselor can also send you the application by calling 914-428-4507.